Wealth Disparity on steroids

"As of December 2009, median white wealth dipped 34 percent, to $94,600; median black wealth dropped 77 percent, to $2,100."

The above quote, from the most recent article in the New York Times series "The New Poor" is a staggering statistic. Now, while I'm sure a wealth disparity existed prior to the economic downturn, a median wealth figure of $2,100 is less than what even a starving recent college graduate possesses, if you count a car and a checking account. What ability does a black family with that median level of wealth have to weather any kind of hard time? And a median, by definition, means half the population has less than that. Living hand to mouth is not an enviable position, especially if you have a family to support and aspirations that are slowly being crushed. What will happen 5, 15, or 25 years from now to these people? Will they land on their feet, or be permanently and irreparably set back as decades of hard work have been wiped out in a blink?